What a Nice Problem to Have!

photo shows a pile of small American cash bills

Money isn’t just money. This is one the unspoken understandings that drives our work at 228 Main.

(Green paper folding money is actually pretty gross, when you think about it. We exchange germ-ridden linen for goods and services? It’s weird.)

For many people we know, money represents work. It’s sweat and time and livelihood.

For some, money means travel, through time and chapters of our lives.

It’s supporting children and parents and ourselves and our communities.

It moves around among us and makes new things.

However, money can be a top stressor for many Americans. We’d like to offer a little reframe: money can be a wonderful problem to have.

In recent months, fresh flows of cash have been springing up in many households as the pandemic kept us less mobile and less active. Others have discovered more flexibility after paying down debt across the last year. And those stimulus checks arrived whether we needed them or not!

We’ve been hearing from some of you about those big financial questions of life, too, as some are wondering about whether a financial legacy takes the form of an inheritance for later or gifts splashed around to children or loved ones now.

Generational wealth is a powerful tool and privilege. It also highlights the tensions we feel around money: what is the utility of money, in our lives? What can it get us and others? What can it do for us and other?

How do you best use your money? There isn’t one answer—and we certainly aren’t here to tell you your answer—but oh my, what a nice problem to have!

Clients, may your wealth bring you only the best of dilemmas. We’ll be here to try to help you along your way.


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