communications technology

Connection, through the Ages

photo shows a gravel towpath along a blue river

I recently traveled through part of the history of communications. I was on a trip to the northeast. On one morning walk, I was able to reflect on how each age has had its own modes, connecting people and places with ever-newer technology. 

This topic is of natural interest to us: communication is a major element of our connection with you. 

For hundreds of years, the rich resources and strategic locales of the Potomac River watershed served as a major crossroads for coastal and inland indigenous groups. Colonizers arrived, and the river also carried settlers and European traders. 

Begun in 1811, the National Pike became the first major highway built by the federal government. Its right-of-way is still in use in many places. I walked on it to get to a canal. 

I followed the path where mules once pulled the boats; the land is a park now and may be hiked its 185-mile length. It stretches along the Potomac from D.C. to Cumberland, Maryland. 

Railroad tracks run nearby, tracks from the nation’s first common carrier—the Baltimore & Ohio Railroad—whose service began in 1834. 

Copper wires stretched over my head, another legacy of the 19th century. The B&O right-of-way was used to construct the first telegraph route in the country. 

By the 1960s, parts of this land were crisscrossed with bridges over the new Interstate Highway System. 

I saw all of this on a short morning walk. Add to the list the phone I used to take a picture of the river and the towpath! And these are only a few of the major communication developments we’re witness to every day. 

The means and modes of our connections may change over time, but we suspect the desire to live our lives as social creatures will persist. Clients, if you would like to talk about this or anything else, please email us or call. 


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Choosing the Slow Way, Or, See Ya Soon?

photo shows a sunset on a beach in Pinellas County, Florida

I recently drove to a business conference in Florida, more than 1,500 miles from home. It would have been much faster and cheaper to fly. But saving time and money were not on my list of objectives.

In fact, it took six days to get there. There were visits with clients along the way—sharing meals at their favorite restaurants, talking and laughing and commiserating about life and world events and markets and more.

As we learned more about each other’s plans for the future, a wide range of topics emerged. We talked about Social Security choices, long-term investing in perilous times, how to pay for increasing expenses in retirement, the snowbirding life, downsizing homes.

These weren’t theoretical discussions, either. These are real people living their real lives, making real decisions. It was affirming for me to be greeted so warmly, and to experience “IRL” just how our work has helped people with their plans and planning.

The trip was a roaring success by the measures I care about: happiness, gratitude given and received. (And I wrote this reflection even before the conference started!)

Two lessons so far:

  • It really is the journey, not the destination, as they say.
  • And there is nothing like being there.

We’ve all done a lot of phone calls and email exchanges and Zoom conferences over the past couple of years, but human contact does a very different job for our souls.

Then next, I had a few days at the conference, and then the journey home—the long way, of course, with many more stops. With the team we have to keep things running smoothly at 228 Main, I’m thinking more travel is in my future. I may be seeing many more of you in the months and years ahead.

In the meantime, when we can help in any way, please email us or call.


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Choosing the Slow Way, Or, See Ya Soon? 228Main.com Presents: The Best of Leibman Financial Services

This text is available at https://www.228Main.com/.

Enterprise In The 21st Century

© Can Stock Photo / Eraxion

A business can serve one of two basic functions: solve problems for customers, or exploit their vulnerabilities.

Haven’t we all had experience with both kinds of enterprises? Some bad apples will do anything to take advantage of you. One of our wise clients told us she runs when she hears a fear-based sales pitch, the hallmark of exploiters.

On the brighter side, we also find enterprises that deliver more value to us than they cost, and make it a pleasure to do business. Some act as if they know what you and we know: what goes around, comes around.

We believe the way the 21st century is unfolding will help the good ones and hurt the bad ones. There are three reasons we think this:

• We can get up to speed on any subject more quickly than ever before, with all the knowledge in the world at our fingertips. No longer does anyone have a monopoly on information: prices, specifications and other factors can be checked out.

• Reputations, good and bad, can spread like wildfire through social media and other new forms of communication. It is harder for poor business practices to survive, and easier to find the solid professionals.

• Successful businesses can provide information and perspective to clients and prospective customers at very little cost. This makes it easier for you to figure out whether they focus more on your welfare or their profit, before you get in business with them.

We are always working to get better, continually learning, striving to stay at the leading edge. We make mistakes, as all humans do—but we’re excited about the opportunities unfolding in the decades ahead.

Clients, if you would like to talk about this or anything else, please email us or call.