outlook
When the Problem Is the Problem
We like to think we are glass half-full kind of people. We are all for due diligence and preparation, but we also remain optimistic that over time, the best possible things can happen. So how do we keep that spirit? The trick is knowing what you’re up against.
We have to be realistic about the problems we face. Sometimes when a problem seems insurmountable, it’s because it is. Volatility in the markets? You might as well fight gravity. It’s part of the deal.
It can’t be a problem because it can’t be solved.
Making sure you have the resources you need to meet your goals? That might be something that we can address—specifically, with some planning, strategy, and arithmetic. And honestly, some hope. If you don’t think your goals are possible, you’re probably right. There’s a world of difference between “Could I…?” and “How could I…?” We just have to stay open to possibility.
The alternative, we think, is pretty unbearable. We’ve watched too many friends waste away fighting things that were out of their control. What if their energy had been given instead to activities they could control? It’s the difference between years of soul-sucking labor and years of life-giving pursuit.
We want you to benefit from the best of our perspective. You might remember we’ve talked about this sort of thing before, as when we cautioned “Don’t Let Your Anchor Drown You.” We’re not promising a rosy path of puppies and rainbows, but we are interested in any outlook that serves us for the long haul.
The obstacles, the possibilities—we’re ready to face all of the above. Thanks for joining us.
Clients, if you’d like to talk more about what this means for you, call or write.
Can Happiness Buy Money?
A very long time ago, I attended a convention and heard something worthwhile. In those days, a convention was mostly a rah-rah meeting to crank up insurance salespeople to get out there and sell more. Some of the content was not that great, as you might imagine.
But at this particular meeting, the featured speaker posed a pair of questions that resonated very deeply. Whether the incident changed my life or not would be hard to say. I may have been born this way.
The speaker started off by saying he wanted to ask two questions. “The first one, raise your hand to say yes—do you do more business and make more money when you are happy, as opposed to upset or mad?” Of course, everyone in the crowd raised a hand. Obviously, people dependent on making calls and taking the initiative would be more active when not upset—with an impact on their income.
The second question contained the hook. The speaker said, “No need to raise your hand on this question. Just think about it. Since we have all agreed that we do more business and make more money when we are happy, WHO IS IN CHARGE OF THAT?”
Friends, I cannot tell you where the meeting was, what year it occurred, or anything else about the agenda. But the notion that each of us is in charge of our own happiness is burned indelibly in my brain.
Life is not all puppy dogs and rainbows, of course. Some people are not happy, and none of us is in position to judge anyone else. Each of us has challenges. The pessimists among us are the ones doing the disaster planning, and pulling us back when our thinking goes too high up into the clouds.
We’ve written before about investing with the confidence that things work out even when they look bad. And it is easy to believe that our current challenges are the biggest yet, although history suggests otherwise. Perhaps happiness is a productive state.
We cannot prove that happiness brings money. But I will continue to act as if that is the case, since life is better when I do. Clients, you will each have to make up your own mind, but I will do my best to improve your happiness and your wealth—no guarantees on either. Please write or call with questions.
The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.
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