health

Where Did the Decade Go?

© Can Stock Photo / Konstanttin

We experience life as a series of moments. The future approaches, then becomes the present for a moment, and passes into history.

The dawn of the third decade of the 21st century is upon us; the current decade is nearly history. The moments we had!

In the first days of 2010, my wife Cathy flew to Florida to furnish and outfit a newly purchased condo; I joined her after a couple weeks. We began our life as snowbirds, skipping some cold weather weeks in Nebraska. (Planning to work to age 92, we had to figure out how to have some fun along the way.)

Our Office Manager Greg Leibman agreed to help in the office here at 228 Main during my absence, January 2010. It did not take long for me to get a glimmer of the potential of that association for the business.

Our planning, disruptions, and adaptations led to surprising growth and development. We focused more tightly on investment advisory business, performed under the auspices of LPL Financial’s RIA (registered investment advisor). That side of the business now accounts for over 70% of assets, $70 million now. That structure elevates our desire to serve your best interests to a binding obligation upon us, the way we like it.

The family health challenges we worked with for most of the decade brought us to a revolution in communications, forced me to learn how to delegate effectively and figure out how to build a team to serve you. The lesson I learned from my life with Cathy, make the most of what you have, enabled us to keep things running so we had the health insurance and resources she needed in her illness.

We had more than full measures of pain and joy in the decade. That is what life is made of.

And now a new decade looms. We hope to be able to make an interesting report to you about it, ten years hence.

Clients, if you would like to talk about this or anything else, please email us or call.

Make the Most of It

© Can Stock Photo / AntonioGuillem

All seven billion of us have the same job. Whether we are among the poorest or wealthiest, sickest or healthiest, a single task unites us: wake up every day and make the most of it.

Taking that one step farther, we each can increase our ability to do things, to be better, to be stronger. Beginning each day a little better, a little stronger than the day before, that helps us make the most of it.

I won’t pretend to know or prescribe what you should eat or drink, how you should live, whether to exercise, or give you health tips. My professional expertise is devoted strictly to striving to grow your buckets, for use in your real life.

When you entrust me to help you with your wealth, I owe you the effort to make the most of it. Wouldn’t it be better for you if my brain was a little bigger? After all, thinking is how I do my job. The Harvard Health Blog recently cited studies that show exercise boosts the size of parts of the brain involved in memory and learning.

So exercise may be helping me make the most of it, in ways that help you, too.
This is a win-win choice: I have other, selfish reasons for exercise that have nothing to do with you. But if Harvard is correct, you get an advisor with a bigger brain out of the deal.

This essay began with a focus on the day to day, making the most of it. Oddly, my longest-range goal brings me to the same choice about exercise. It will help me serve you until I am 92 years old.

This congruence between my fondest ambitions and my daily life is good for you, too. Win-win.

Clients, if you would like to talk about this or anything else, please email us or call.