mental health

Our Alzheimer’s Project

© Can Stock Photo / HighwayStarz

Mentally challenging activities and social engagement may support brain health, according to the Alzheimer’s Association.

We love doing puzzles. Some companies have bonds outstanding that are trading at half their face value because the issuing company has evident problems. Which companies have a good chance to survive and pay all the interest and principal due? Which ones are likely to go broke, with losses to bond owners?

To solve that kind of puzzle, we need to read financial statements, do analysis, search through SEC filings, study the annual reports, and review action in the bond market. And that puzzle might lead to another one: how can we quickly put $1 million or $2 million to work for you, with everyone getting an appropriate amount of the bonds at a favorable price?

You provide us with puzzles, too. When can I afford to retire? How should I balance the split between cash liquidity and long-term core investments? What are my options for the dormant 401(k)? How should I pay for a new home?

Figuring out how to maintain the infrastructure of staff and resources to manage the needs of more than a hundred investment advisory clients is another puzzle.

So we have the mental part of the prescription covered. The other piece is social engagement. How many times have you heard me say I’m in business to talk all day? We share coffee and conversation, have breakfast or lunch together, talk on the phone and by email—and increasingly through Twitter or LinkedIn.

In addition to engaging with you, the team in the office is in constant contact with one another to take care of your business.

I didn’t create the enterprise at age forty so that when I was in my sixties I would have a way to reduce the risk of Alzheimer’s. But two of my heroes worked to age 92 in their businesses, working effectively with people they enjoyed, and they were joyful and vibrant all the way.

Anyway, thank you for your role in our Alzheimer’s project. If you’d like to talk about this or any other pertinent topic, please email us or call. (You can learn more or donate to the real Alzheimer’s project at www.alz.org.)


The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.

Bonds are subject to market and interest rate risk if sold prior to maturity. Bond values will decline as interest rates rise and bonds are subject to availability and change in price.