gratitude

It’s All Beginnings, Endings, and Transitions

In Roman mythology, the god Janus had one face looking forward and another looking back. It’s natural in this season to look back, take stock of where we’ve been, and think about the best way forward. That’s what we’re doing at 228 Main.


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Do Health and Wealth Start with Gratitude?

photo shows a small heart pendant with the words "i am grateful"

The Harvard Medical School published an essay some time ago on the power of gratitude, explaining:

“Gratitude is strongly and consistently associated with greater happiness. Gratitude helps people feel more positive emotions, relish good experiences, improve their health, deal with adversity, and build strong relationships.”

Relish, improve, deal, build… Those are verbs we can get behind! Gratitude can be about past blessings, current conditions, or reflect a hopeful and optimistic attitude about the future. One of the best things about an attitude toward gratitude is that it can be cultivated.

In one cited study, three groups of people were directed to write a few sentences each week. One group was instructed to write about irritations or things that had displeased them. The second was directed to write about things that had affected them. The third group was directed to focus on things that had happened for which they were grateful.

After ten weeks, one group was more optimistic about life, and had a greater sense of wellbeing. (That group also happened to exercise more and make fewer visits to the doctor.) You can guess which.

We believe there are interesting implications for the work we do together with you. Short-term fluctuations in the markets may cause irritation, but gratitude for long-term returns might give us a broader perspective. The economy and markets always seem to be a mixed bag, but gratitude for opportunities may help us avoid a focus on problems that might prevent us from investing effectively.

At the heart of all this is a simple truth, that we get to choose what gets our attention. Does choosing gratitude make us healthier, wealthier, and wiser? No guarantees, but we might have more fun while we find out together.

Clients, if you would like to talk about this or anything else, please email us or call.


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Play the audio version of this post below:

An Attitude of Gratitude: Get Yourself a Slice 228Main.com Presents: The Best of Leibman Financial Services

This text can be found at https://www.228Main.com/.

The Right Amount Is Best

photo shows a line of lights below a marquee

There are restless spirits all around us. The neighbor that seems to be racing everywhere they go, the friend that seems addicted to making big changes. There are people who make us wonder, “When will it be enough?”

Sometimes we are those people. Sometimes we look down only to realize we’re on a treadmill. But here’s the good news: there are plenty of ways to get our needs met, to not want for anything and to not be wrapped up in the wanting. We talk a lot about helping clients put words to their dreams, but dreams need not be lofty. Here are a few guidelines that have proven helpful.

“The right amount is best.” In her book Lagom, writer Niki Brantmark describes this Swedish principle of the same name. Not enough is not enough. Too much of a good thing can be a good thing, but often is not. The right amount is best.

Social comparison, or “keeping up with the Joneses” can corrode happiness or financial health, if we aren’t conscious of our emotions and purposeful about our responses and reactions. It helps to focus on our own needs, rather than what others have. (And I doubt the Joneses care what you have anyway.)

When working on goals, it sometimes helps to define three outcomes: minimum acceptable levels, reasonable targets that feel within reach, and “stretch” goals that require creative thinking and approaches to get to. This may help you be more aware of options and possibilities.

Life is not a cage, and we are not doomed to the hamster wheel. We are each the star of our own personal drama, and we get to decide what works.

Get your ticket, one life only!

Clients, if you would like to talk about your goals or anything else, please email us or call.


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Play the audio version of this post below:

Do We Reap What We Sow? Some Notes on Trust

photo shows rows of corn with the sun rising behind them

I’m reflecting on an experience a friend had recently, one of those unexpected and painful situations that leave you reeling. This may sound “personal” and not “business,” but you already know there is only one integrated Mark. And this bears on our work with you.

There is an element of trust in all of our doings. Whether I’m working with you or with another business owner in beautiful downtown Louisville, we have to trust that each of us is going to work to get on the same page and stay on the same page. We’re all in this together, after all.

Our historic building here at 228 Main—once headquarters to The Louisville Courier—is in its second century. When repairs are needed, I have to trust the person I hire to do what they say they will do. They have to trust that I will pay as agreed.

It gets a little stickier when it’s not clear what is being bought and sold. A service you’ve never sought out before, a sales professional you’ve never worked with… These can feel like uncharted waters. And it can feel adversarial with one party on one side, one on the other.

When we feel like we have to defend our own interests, it is harder to remember that both sides usually want the same thing—an agreement.

That agreement may be richer if we can rely upon each other for perspective and guidance. But to do so, we have to accept that we’re working together, each seeking to understand the other. We can formulate a better agreement if we’re not on two warring teams.

In high-trust situations, we end up not only with a good deal that’s mutually beneficial. We can sometimes also end up with a warm relationship with another human being, in all their interesting particularities.

“Business at the speed of trust” is a thing. The price of not trusting is a cynical, legalistic approach to everything. It’s defensive and less collaborative in spirit.

And sometimes, when we come across a hurting human, we pay the price for trust. It’s getting sucker-punched! It’s finding that the topping on the coffee is shaving cream, not whipping cream.

I’m sorry that my friend had to pay that price recently. The hurt is real. Real and worth it, in my opinion, as the price of trusting in general. A lot like the price of loving, or the price of friendship, or any other human interaction where we are vulnerable.

If there are two ways of being, we try to practice the one that opens us to more trust, more love, more connections—a better happier life and once in a long while, a punch in the nose. It’s not okay to lash out of course, but we don’t control the emotions and actions of others. We put ourselves out there and see what happens. We help ourselves recover and get whole, then we try again.

Clients, I will strive to be conscious of the blessings of our mutual trust, and I strive to be worthy of yours. Thank you for engaging with us—and reach out when there is anything you need to acquaint us with.


Want content like this in your inbox each week? Leave your email here.

Play the audio version of this post below:

Do We Reap What We Sow? Some Notes on Trust 228Main.com Presents: The Best of Leibman Financial Services

This text is available at https://www.228Main.com/.

For One Life Only!

photo shows rows of lights below a marquee

There are restless spirits all around us. The neighbor that seems to be racing everywhere they go, the friend that seems addicted to making big changes. There are people who make us wonder, “When will it be enough?”

Sometimes we are those people. Sometimes we look down only to realize we’re on a treadmill. But here’s the good news: there are plenty of ways to get our needs met, to not want for anything and to not be wrapped up in the wanting. We talk a lot about helping clients put words to their dreams, but dreams need not be lofty. Here are a few guidelines that have proven helpful.

“The right amount is best.” In her book Lagom, writer Niki Brantmark describes this Swedish principle of the same name. Not enough is not enough. Too much of a good thing can be a good thing, but often is not. The right amount is best.

Social comparison, or “keeping up with the Joneses” can corrode happiness or financial health, if we aren’t conscious of our emotions and purposeful about our responses and reactions. It helps to focus on our own needs, rather than what others have. (And I doubt the Joneses care what you have anyway.)

When working on goals, it sometimes helps to define three outcomes: minimum acceptable levels, reasonable targets that feel within reach, and “stretch” goals that require creative thinking and approaches to get to. This may help you be more aware of options and possibilities.

Life is not a cage, and we are not doomed to the hamster wheel. We are each the star of our own personal drama, and we get to decide what works.

Get your ticket, one life only!

Clients, if you would like to talk about your goals or anything else, please email us or call.


The opinions voiced in this material are for general information only and are not intended to provide specific advice or recommendations for any individual.


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Play the audio version of this post below:

A Thanksgiving Message: On Giving Thanks When It Matters

Won’t you join me? I’m getting in the spirit! A little personal reflection for this fine holiday week.

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An Attitude of Gratitude: Get Yourself a Slice

photo shows a small heart pendant with the words "i am grateful"

The Harvard Medical School published an essay some time ago on the power of gratitude, explaining:

“Gratitude is strongly and consistently associated with greater happiness. Gratitude helps people feel more positive emotions, relish good experiences, improve their health, deal with adversity, and build strong relationships.”

Relish, improve, deal, build… Those are verbs we can get behind! Gratitude can be about past blessings, current conditions, or reflect a hopeful and optimistic attitude about the future. One of the best things about an attitude toward gratitude is that it can be cultivated.

In one cited study, three groups of people were directed to write a few sentences each week. One group was instructed to write about irritations or things that had displeased them. The second was directed to write about things that had affected them. The third group was directed to focus on things that had happened for which they were grateful.

After ten weeks, one group was more optimistic about life, and had a greater sense of wellbeing. (That group also happened to exercise more and make fewer visits to the doctor.) You can guess which.

We believe there are interesting implications for the work we do together with you. Short-term fluctuations in the markets may cause irritation, but gratitude for long-term returns might give us a broader perspective. The economy and markets always seem to be a mixed bag, but gratitude for opportunities may help us avoid a focus on problems that might prevent us from investing effectively.

At the heart of all this is a simple truth, that we get to choose what gets our attention. Does choosing gratitude make us healthier, wealthier, and wiser? No guarantees, but we might have more fun while we find out together.

Clients, if you would like to talk about this or anything else, please email us or call.


Want content like this in your inbox each week? Leave your email here.

Play the audio version of this post below:

An Attitude of Gratitude: Get Yourself a Slice 228Main.com Presents: The Best of Leibman Financial Services

This text can be found at https://www.228Main.com/.

WORK YOUR WORTH

photo shows a pair of hands holding a book and a pen and a picnic table

Financial wellbeing is rarely just about the numbers. But there are some areas where investors regularly miss opportunities.

Best of all? Some of them are free.

We’re talking about that collection of qualities that determine our human capital: the attributes, experiences, and habits that contribute to our ability to do our work and do it well.

Each of us has room for growth, and many of these qualities can be worked like a muscle. Generosity? Practice gratitude, and it will flow. Creativity? Get your internal censor a nice comfy chair in the corner of your brain so that you have the space to make something—then go for it.

Notice how we’re not talking about fighting your brain or your sense of self. We’ve known plenty of friends who flushed their energy trying to evict their weaknesses while their strengths—their true talent and potential—withered.

Even better, we don’t have to make these investments in huge, life-altering waves. Many of these qualities compound. Enthusiasm, punctuality, diligence: practice a few small actions and watch the habits improve each other!

Where can you invest in yourself? Your “earning power” is linked to a lot of domains. It’s not just your education or certifications. What areas of knowledge give you a unique perspective? What experiences have shaped you? These are parts of your financial journey that you can actively work on.

You’ll notice this investment is more about reflection than ‘rithmetic—but it’s work that can pay off in many ways. Your investments in yourself cannot be taken away, they adjust for inflation, and they help you lead a more interesting life to boot.

Clients, we’re glad to be part of the journey with you. Write or call when you’re ready to talk about this or anything else.

Enjoy Your Gift

pic for Enjoy Your Gift

You never know what’s going to send your heart soaring—but it’s nice to be open for moments like that.

Recently, a swell of gratitude snuck right up on us. We received a package from a popular online marketplace. It should’ve been a mundane activity to open the box. It was full of office supplies, after all.

We discovered, however, that we must have checked the option that this delivery was a “gift.” Inside the package was a slimmed-down receipt bearing the automatically-generated greeting.

“Enjoy your gift,” the note said. We were gobsmacked.

No, no, we’re not in love with our office supplies. (They get the job done, but it’s no love affair.) We realized that our supplies let us do our work. And our work? To be of service, to you.

“Enjoy your gift.” The note seemed to be cheering us on. “Share your talents, flourish, go!”

We firmly believe that we’re all better off when each of us is free to pursue our ambitions and put our skills to use.

How can we help you in your pursuits?

Clients, you know I’m aiming to work until I’m 92, and we’re filling the shop with other talented parties who can help this endeavor thrive. What a joy to witness this little shot of confidence from the universe. And we’re happy to share it with you now.

When you’d like to talk about this or anything else, please write or call.