Many of you know I prefer my exercise in the form of a long morning walk. These constitutionals have become routine as I’ve settled into this chapter of my life here in beautiful Louisville. I have my favorite paths, and the steps have become familiar.
Familiarity is a comfort, in many arenas. People sometimes feel uneasiness in their financial planning, bringing big fears and big feelings to money. And it’s not just those 20-somethings starting out in their careers or with young families or during big moves.
Each new chapter of life can bring unique financial challenges, so even the most familiar paths can seem to shift on us as we go.
I’ve thought about this in terms of my physical wellbeing, too. I have family members who prefer to hop on a bicycle for hours on end, some who hike in the mountains at every opportunity. Those paths seem foreign to me, an avid small-town walking enthusiast.
But then again, I haven’t tried them.
Clients, many of our conversations revolve around imagining new paths forward. It can be thrilling or frightening, joyful or bittersweet. But new paths aren’t about knowing exactly how to get where you’re going. A clear sense of where you’re headed will suffice. The rest is an adventure of details, one step at a time.
None of this is to say we must “conquer” our fear or anything like that. It’s nearly the opposite of that: it’s seeing the fear and choosing to let it ride along—because the trust is bigger than the fear.
Trust that Future You will be able to ride with the feelings as they pop up. You don’t have to know exactly what’s coming: if you believe in your goals and trust your ability to handle the journey, that’s enough to get it started.
Clients, where to next? Write or call, anytime.
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